Short version: Chiropractic care at ASPIRE in Louisville, Colorado is offered as a transparent cash-pay service — no insurance billing, no surprise bills, and no guessing what a visit will cost. Rates start at $75 for a 30-minute session, with an initial evaluation at $177. Most patients use HSA or FSA funds. No referral is required. Below: what you pay, what's in a visit, and what makes Dr. Olivia Trainor's approach different from a "pop and go" chiropractic office.
Why cash-pay (and why it's a feature, not a bug)
A lot of chiropractic offices bill insurance. That sounds like a deal until you read the fine print: insurance dictates how long a visit can last, how often you can come in, and which treatments are "covered" — often capping you at a 10-minute adjustment because that's all your plan reimburses. The result is a treadmill of brief visits that feel good for a day and don't change much.
Cash-pay flips the model. You pay a straightforward rate, you get a real appointment (30, 45, or 60 minutes), and the care plan is built around what your body needs — not what your insurance will pay for. Three things you get with this model:
- Transparent pricing. The number on our pricing card is the number you pay. There's no surprise bill in your mailbox six weeks later.
- Time. A 45- or 60-minute session means we have room for adjustments and the soft tissue work and corrective exercise that make the change actually last.
- No utilization-management gatekeeping. If you need eight visits, we plan for eight visits. We don't have to justify that to a reviewer at an insurance company who's never met you.
What you'll pay at ASPIRE
Our cash-pay rates for chiropractic care in Louisville:
The initial evaluation covers your history, a thorough movement and joint assessment, a working diagnosis, and the first round of treatment — so you leave the first visit with both a plan and progress. Follow-up session length depends on what your plan calls for; most people land in the 30- or 45-minute slot.
HSA and FSA funds usually work for cash-pay chiropractic. The IRS classifies chiropractic care as a qualified medical expense, so most Health Savings Accounts and Flexible Spending Accounts will reimburse it. We can provide an itemized receipt for your records.
The model: hands-on care + strength-based rehab
This is where Dr. Olivia Trainor's care looks different from a typical "adjustment chain" practice. The traditional model is: come in, get adjusted, leave, repeat. It feels great for 24–48 hours, then the symptoms drift back because nothing changed about why the joint kept going out in the first place.
Dr. Trainor combines three things in one visit:
- Chiropractic adjustments and joint mobilization — to restore movement in restricted joints and calm down protective muscle tone.
- Soft tissue therapy — focused work on the muscles and connective tissue that are driving (or compensating for) the joint problem.
- Strength-based rehabilitation — corrective exercise and a home program that builds the strength and movement control the joint needs to stay where it should.
The point: treat the pain and rebuild the strength, mobility, and movement patterns underneath it. You don't just feel better after a visit — you stay better between visits, and eventually you don't need the visits.
What happens at your first visit
Your initial evaluation runs 60 minutes and includes:
- A real conversation about your history. What hurts, when it started, what makes it better or worse, what you've tried, and what you're trying to get back to doing.
- A movement and joint assessment. Range of motion, strength testing, hands-on palpation of the affected area, and a screen for the joints above and below — because the painful joint is often not the problem.
- A working diagnosis and care plan. Including how many visits Dr. Trainor expects you'll need and what each one will focus on.
- Initial treatment. Most people get an adjustment, soft tissue work, and at least one corrective exercise to start the home program.
You leave the first visit with a clear understanding of what's going on, what to do at home, and what your next visit will look like.
Who this is for
Dr. Trainor's care is a good fit for two main groups:
- Active adults who want to keep running, hiking, lifting, skiing, or training without back, neck, hip, knee, or shoulder pain holding them back.
- Older adults working to build strength, improve balance, and stay independent — where the goal is not just pain relief, but the durable movement quality that prevents the next fall or flare-up.
If you're not sure whether chiropractic care is the right fit for what you're dealing with, call 303-963-5582 — we're happy to talk it through before you book. If a different ASPIRE service (physical therapy, pelvic health) is a better fit, we'll tell you that too.
When the clinic opens
Dr. Trainor joins ASPIRE's outpatient clinic in Louisville beginning June 2026, seeing patients Tuesday, Wednesday, and Thursday. Schedule is filling — call 303-963-5582 or contact us to be added.